Financing Solutions for Used Cars

You deserve a great car, and we want to help your find the one that will put a smile on your face every time you go for a drive.

Some used car dealerships in Richmond only want to help people with perfect credit, and some want to prey on those with poor credit. At Car America, we want to help everyone. We have built strong relationships with 18 different lenders who specialize in used car financing for all types of buyers. Whether you have excellent, medium, or bad credit, we can work with you to find a financing solution.

Our financial interview process is different from most. Instead of following a standard set of qualifications, we have a thorough conversation with you about your credit history. Our goal is to paint a positive picture of you for our lenders so that they are willing to help.

While other car dealerships fax off raw details hoping that some lender will take you, we pick up the phone and call someone from our preferred list. We let our lenders know why you deserve a great used car at an affordable rate. Building trusting relationships with these lenders and having detailed processes set in place helps qualify you for loans.

Whether or not you are happy with your credit, give us a call or stop by our car lot. There is a good chance we have already helped someone in a similar situation, and we know just what to do for you.