The Best Financing for Used Cars in Richmond

You deserve a great car, not just whatever over-priced leftover some shady dealership has on the lot or some trade in at a big box store. We want to help you get into a car that will put a smile on your face every time you drive it.

Some used car dealerships in Richmond only want to help people with perfect credit, and some want to prey on those with poor credit. At Car America, we want to help everyone. So we’ve built strong relationships with 18 different lenders who specialize in used car financing for buyers with excellent credit, to those with a few dings, to those who really need the most help.

When you come to Car America, we have a financial interview process that’s a little different. We sit down and have a talk about your credit history, and try to be as thorough as possible. We don’t just take the raw information and fax it off to as many lenders as we can, hoping something will stick. We take the time to get to know you and your finances, so we can paint the most positive picture of you for our lenders!

Then we get on the phone with our lenders and actually talk with them so they can get to know you. We know you deserve a great used car and affordable rates, so we let our lenders know. Because we are so thorough, we have developed incredible relationships with these lenders. We have made calls at 7:00 PM on a Saturday night to get the financing our customers need to get the used cars they want.

If you’re in need of a great used car in the Richmond, Midlothian, Chesterfield, or Petersburg area, give us a call or stop in, even if you don’t feel good about your credit. Chances are, we’ve helped someone just like you, and we can help you too. Car America is the car dealership that cares.